Profitability of Commercial Loans at Banks in Today’s Competitive Environment
Profitability of Commercial Loans at banks
As alternative lenders and online competitors proliferate, traditional banks with high overhead could see their customer base erode. With high origination expenses, processing and infrastructure requirements, Profitability of Commercial Loans at banks becomes problematic ...
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“National Loan Origination Cost Report” Will Help Optimize Your Commercial Loan Pricing Model Results
"National Loan Origination Cost Report" Will Help Optimize Your Commercial Loan Pricing Model Results
Commercial loan pricing and costs
When it comes to expert consultation around the lending of commercial loans, The Hurdle Group is delivering the logical solutions that work. “The National Loan Origination Cost Report” is their quarterly report, which analysis and consults on the survey data...
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Saving the Bank With a Commercial Loan Pricing Model
Saving the Bank With a Commercial Loan Pricing Model
Commercial Loan Pricing
According to a report released by the Office of the Comptroller of the Currency, commercial banks have recently increased credit risk standards in approximately 30 percent of commercial loan products. This means that many banks will accept riskier ventures for financing and will relax some underwriting guidelines i...
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Commercial Banks Have Increased Credit Risk Standards
Commercial Banks Have Increased Credit Risk Standards
Commercial Loan Pricing Tools
According to a report released by the Office of the Comptroller of the Currency, commercial banks have increased credit risk standards in approximately 30 percent of commercial loan products. This means that many banks will accept riskier ventures for financing and will relax some underwriting guidelines in ...
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PULPS Loan Pricing Model Software
PULPS Loan Pricing Model Software
Try It With A Free Trial
Good news for financial institutions in the industry of providing commercial loans, The Hurdle Group is offering our advanced PULPS loan pricing model tool for a free trial. PULPS is a proven software meant to take the guess-work out of commercial loan pricing, resulting in greater profitability for banks and credit unions. Chairman...
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Profitability of Commercial Loans at Banks May Increase as Demand for Commercial Loans Grows According to Latest Beige Book Report
Profitability of Commercial Loans at Banks May Increase as Demand for Commercial Loans Grows According to Latest Beige Book Report
Profitability of Commercial Loans at banks
Last week, the Federal Reserve released its latest Beige Book report, which summarizes opinions and anecdotal evidence on the economic activity in the Federal Reserve's 12 Districts. According to some of the commentary i...
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Commercial Loans at banks: How profitable are they?
Commercial Loans at banks: How profitable are they?
Profitability of Commercial Loans at banks
According to the Wall Street Journal, US banks are lending to business again. Loans to commercial and industrial firms rose by 8.5% in the first quarter of 2015. The rate of lending to business is overtaking the rate of residential mortgages for the first time since the 1980s.
According to consu...
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Ways to Improve the Profitability of Commercial Loans at Banks
Ways to Improve the Profitability of Commercial Loans at Banks
Profitability of Commercial Loans at banks
The time is right to consider ways to improve the profitability of commercial loans at banks. According to a recent article in the Wall Street Journal, after suffering through a recession and a period of slow growth, companies have kept their balance sheets in good order and are prepari...
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Commercial Loan Pricing Pitfalls for Bank Executives
Commercial Loan Pricing Pitfalls for Bank Executives
Commercial Loan Pricing
Navigating the common pitfalls of commercial loan pricing are hazardous. Here are a few of the danger zones that you should avoid.
Overemphasizing Credit
A better credit forces a banker into a thinner spread; however, are you properly managing the balance between credit and the net interest margin? This is...
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Proper Commercial Loan Pricing Is Key To Lending Success
Proper Commercial Loan Pricing Is Key To Lending Success
Commercial Loan Pricing
A lending institution's lifeblood is its commercial loan business. Although consumer loans generate a hefty sum of business, commercial loans easily outdistance them in revenue and return on investment. So with that being the case it is important to have a commercial loan pricing scheme that will bring in busine...
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