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Commercial Loan Pricing

Profitability of Commercial Loans at Banks in Today’s Competitive Environment

Profitability of Commercial Loans at Banks in Today’s Competitive Environment Profitability of Commercial Loans at banks As alternative lenders and online competitors proliferate, traditional banks with high overhead could see their customer base erode.  With high origination expenses, processing and infrastructure requirements, Profitability of Commercial Loans at banks becomes problematic ...
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Saving the Bank With a Commercial Loan Pricing Model

Saving the Bank With a Commercial Loan Pricing Model Commercial Loan Pricing According to a report released by the Office of the Comptroller of the Currency, commercial banks have recently increased credit risk standards in approximately 30 percent of commercial loan products.  This means that many banks will accept riskier ventures for financing and will relax some underwriting guidelines i...
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PULPS Loan Pricing Model Software

PULPS Commercial Loan Pricing Model Login
PULPS Loan Pricing Model Software Try  It With A Free Trial Good news for financial institutions in the industry of providing commercial loans, The Hurdle Group is offering our advanced PULPS loan pricing model tool for a free trial. PULPS is a proven software meant to take the guess-work out of commercial loan pricing, resulting in greater profitability for banks and credit unions. Chairman...
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Profitability of Commercial Loans at Banks May Increase as Demand for Commercial Loans Grows According to Latest Beige Book Report

Loan Profitablility Increasing
Profitability of Commercial Loans at Banks May Increase as Demand for Commercial Loans Grows According to Latest Beige Book Report Profitability of Commercial Loans at banks Last week, the Federal Reserve released its latest Beige Book report, which summarizes opinions and anecdotal evidence on the economic activity in the Federal Reserve's 12 Districts. According to some of the commentary i...
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Commercial Loans at banks: How profitable are they?

Commercial Loan Pricing leads to Profits
Commercial Loans at banks: How profitable are they? Profitability of Commercial Loans at banks According to the Wall Street Journal, US banks are lending to business again. Loans to commercial and industrial firms rose by 8.5% in the first quarter of 2015. The rate of lending to business is overtaking the rate of residential mortgages for the first time since the 1980s. According to consu...
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Ways to Improve the Profitability of Commercial Loans at Banks

Banking profitability and loan pricing
Ways to Improve the Profitability of Commercial Loans at Banks Profitability of Commercial Loans at banks The time is right to consider ways to improve the profitability of commercial loans at banks.  According to a recent article in the Wall Street Journal, after suffering through a recession and a period of slow growth, companies have kept their balance sheets in good order and are prepari...
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Top Three Myths That Prevent Lenders From Adopting a Sound Commercial Loan Pricing Model

3 Reasons why Loan Pricing models are not used
Top Three Myths That Prevent Lenders From Adopting a Sound Commercial Loan Pricing Model Commercial loan pricing models Are you allowing false beliefs and misconceptions to prevent you from recovering your costs and increasing your profit margins on your loans by adopting a commercial loan pricing model? A reliable and consistent loan pricing model, like the PULPS Loan Pricing Model, help...
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Commercial Loan Pricing Variables

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Commercial Loan Pricing Variables Commercial Loan Pricing Commercial loan pricing is done for the smallest to the largest commercial loans. Every loan has a rate, duration, fees and other terms that define the price for that loan.  Lots of variables to consider.  Pricing should be based on a defined and defensible methodology. It also can be influenced by individual discussions between the r...
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Proper Commercial Loan Pricing Is Key To Lending Success

Proper Commercial Loan Pricing Is Key To Lending Success Commercial Loan Pricing A lending institution's lifeblood is its commercial loan business. Although consumer loans generate a hefty sum of business, commercial loans easily outdistance them in revenue and return on investment. So with that being the case it is important to have a commercial loan pricing scheme that will bring in busine...
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The Pitfalls of Commercial Loan Pricing: What Bankers Need To Know, And Avoid

The Pitfalls of Commercial Loan Pricing: What Bankers Need To Know, And Avoid Commercial Loan Pricing Believe it or not, there are a lot of pitfalls in commercial loan pricing, and in this blog, we're going to discuss them, and how you can avoid them. Many banks today use a spread-based pricing model instead of a risk-adjusted return on capital (RAROC) model. Approximately 15% of banks wh...
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